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Money-Saving Tips & Recommendations

Spend Better

Cash Back Credit Card Reviews

Since 1999 we've been sharing coupon codes and other shopping bargains. Now, we point you to what we feel are the best ways to save money. One way to do that is with credit cards that reward you for using them!

We make some specific credit card recommendations below and point out how you can earn cash back (and more) spending money you were already going to spend!

The Best Cash Back Credit Cards

We rank and review our favorite cash back credit cards.

Please note: Shopping-Bargains® may receive a referral bonus for new members who sign up via the links below. Most of these referral also pass on a significant new member bonus too!

  • "most overall cash back"

    Earn unlimited 1.5% cash back rewards on every purchase. Special cash bonus offer for new accounts. No foreign transaction fees. $0 annual fee.

  • "5% cash back bonus"

    The Discover it® Card offers 5% cash back bonuses each quarter (rotates: gas stations, grocery stores, restaurants, Amazon, wholesale clubs, more) plus 1% back on everything else. 

  • "best cash back Amex"

    The American Express Blue Cash Everyday Card has a cash back offer for new accounts plus 3% back at supermarkets, 2% at gas stations, 1% on everything else. No annual fee. 

  • "Ultimate Rewards"

    Earn 5% cash back on bonus categories each quarter plus 1% cash back on all other purchases. No annual fee. Special cash bonus offer for new accounts.

Cash Back Credit Card Tips

  • Remember, the 1-5% cash back you may earn is insignificant compared to unnecessary or wasteful spending.

 

  • Pay your entire balance off every payment cycle to avoid interest charges. Interest charges quickly erase the benefits of earning cash back.